Whether you’re a regular taxi rider or use rides occasionally, keeping track of fares is essential if you’re trying to manage a tight budget. Taxi and rideshare costs can add up fast—especially in cities with high base fares, surge pricing, or added service fees. Thankfully, a range of personal finance apps now makes it easy to monitor transportation spending, identify patterns, and even unlock savings. Below are the top budget apps that help you track taxi expenses and get more value out of every ride.
- Mint
Mint by Intuit is a long-standing favorite in the personal finance space. It links directly to your bank and credit card accounts, automatically categorizing your transactions—including those from taxi companies, Uber, Lyft, and more.
Why it’s great for taxi riders:
- Categorizes rideshare and taxi expenses automatically
- Sends alerts when spending increases
- Offers monthly trend reports so you can see where your ride spending spikes
If you use a cashback payment method like a gift card or prepaid virtual card, you can manually input or tag those expenses to ensure they’re included in your ride total.
- YNAB (You Need A Budget)
YNAB is ideal for proactive budgeters. Instead of just tracking what you’ve spent, YNAB encourages you to plan every dollar before it’s used.
Why it works for commuters:
- Allows you to set a monthly transportation budget in advance
- Encourages you to assess if each ride is a want or a need
- Offers real-time budget balancing
If you regularly use taxis for school, work, or errands, YNAB can help you stay ahead of potential overspending.
- PocketGuard
PocketGuard helps prevent impulse rides by showing exactly how much “safe-to-spend” money you have left after bills and essentials are accounted for. It’s a great tool if you occasionally take taxis and want to keep your discretionary transportation budget in check.
Features include:
- Quick visual of available ride funds
- Easy-to-read charts that show how taxi costs fit into your budget
- Expense breakdown by category, including transportation
- Wally
Wally offers a clean, intuitive interface for expense tracking. You can log taxi receipts manually or link bank accounts to automatically capture spending from rideshare apps and payment tools.
Why Wally stands out:
- Tracks global currencies for international travelers
- Allows notes and photos for each ride (ideal for receipt tracking)
- Offers custom categories if your rides don’t fall under generic tags
- Expensify
Expensify is popular among business travelers, but it works just as well for freelancers or side hustlers who want to log transportation for tax purposes or reimbursement.
Perks for frequent riders:
- Scans receipts from both app-based and traditional taxis
- Syncs with rideshare apps like Uber
- Automatically generates IRS-ready mileage and expense reports
Bonus Savings: Stack With Cashback Tools
Budgeting is step one—but smart payment choices can stretch your funds further. If you’re using Uber or Lyft, you can earn cashback with an Uber gift card or get rewards with a Lyft gift card by purchasing them through Fluz. You can also use a Fluz virtual card to pay for taxis that accept Apple Pay or Google Pay, earning instant cashback on everyday rides.
These savings can be tracked in your budgeting apps alongside your regular spending to give a complete picture of your taxi-related expenses and how much you’re getting back.
Final thoughts
The right app can help you not only understand where your money is going, but also reduce unnecessary rides and capitalize on every dollar spent. Whether you’re logging daily commutes or tracking business travel, these budget tools—combined with cashback platforms like Fluz—can keep your taxi expenses under control and your wallet a little heavier.
